Financial Algebra Course

financial algebra course logo

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

MOVE: Inflation Over Time MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? MOVE: What Determines Your Insurance Premium? ANALYZE: Dollar Cost Averaging PLAY: It Costs HOW Much? INTERACTIVE: Bummer! When the Mean is Nice MOVE: Types of Employment COMPARE: Which Repayment Plan Fits Your Income? Which savings strategy is most effective? CALCULATE: How Much House Can You Afford? How much more likely is a business to launch if the founder creates a business plan? What's the average credit score needed to rent an apartment? What percent of Americans with credit card debt have carried a balance for over 1 year? FINE PRINT: Checking Account Statement ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Credit Musical Chairs You Just Gotta Habit! RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? What source of funding is used most often to start new businesses? INTERACTIVE: Compounding Cat Insanity MOVE: Let's Make a Mutual Fund If you invested $1,000 in Netflix stock ten years ago, what would it be worth now? CALCULATE: Return on Your College Investment MOVE: Your Tax Dollar in Action ANALYZE: Overdraft Fees FINE PRINT: Schumer Box What are the top 3 types of products/services Gen Z is most likely to splurge on? FINE PRINT: Financial Aid Package What percent of students receive scholarships or grants for college? PLAY: The Bean Game ANALYZE: Household Debt and Credit Report Do consumers send more money through Zelle or spend more money on Amazon? PLAY: Organize Budget Expenses PLAY: Budget Frenzy! INTERACTIVE: Living Paycheck to Paycheck How much does a texting while driving ticket increase auto insurance premiums? ANALYZE: A FAFSA Submission Summary COMPARE: Types of Savings Accounts PLAY: Types of Car Insurance COMPARE: Types of Health Insurance Plans PLAY: Roll with the Market PROJECT: Credit Protections - You Be the Teacher Over a recent 20-year-period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator CALCULATE: The Cost of Auto Loans RESEARCH: Professional Certifications CREATE: Personalized Productive Gap Year Plan INTERACTIVE: Invest with STAX! CALCULATE: Impact of Credit Score on Loans CALCULATE: The Math Behind Your Federal Taxes

DESMOS ACTIVITIES

AMPLIFY: Exponential Growth in Circles AMPLIFY: Complex Systems of Inequalities AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Card Sort: Linear Systems AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Linear Equations in Standard Form AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: Credit Dot Plots AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Point Collector: Lines AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Growth of Savings vs Investments AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Chance Experiments AMPLIFY: Writing Equations in Standard Form AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Investing and Exponential Change AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Prize Wheel Puzzle AMPLIFY: Growth Factor and Investments AMPLIFY: Exponential Regression in Investing AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: OLS Regression and College Costs AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Linear Growth Patterns AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Systems of Two Linear Equations AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: Graphs of Piecewise Functions