Financial Algebra Course

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DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Course Materials

Syllabus, Assessments, and more

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Resources

PERSONAL FINANCE RESOURCES

Do consumers send more money on Venmo or spend more money on Amazon? Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" How much more likely is a business to launch if the founder creates a business plan? MOVE: Your Tax Dollar in Action CALCULATE: The Cost of Auto Loans Which savings strategy is most effective? FINE PRINT: Financial Aid Package INTERACTIVE: Compounding Cat Insanity What percent of new businesses are still operating after 10 years? What's the average credit score needed to rent an apartment? CALCULATE: The Math Behind Your Federal Taxes You Just Gotta Habit! What are the top 3 types of products/services Gen Z is most likely to splurge on? COMPARE: Types of Savings Accounts What percent of students receive scholarships or grants for college? ANALYZE: Household Debt and Credit Report CALCULATE: Return on Your College Investment PLAY: It Costs HOW Much? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Roll with the Market RESEARCH: Credit Protections FINE PRINT: Checking Account Statement INTERACTIVE: Online Bank Simulator PLAY: Organize Budget Expenses PLAY: Budget Frenzy! CALCULATE: How Much House Can You Afford? ANALYZE: A FAFSA Submission Summary How much does a texting while driving ticket increase auto insurance premiums? PLAY: Types of Car Insurance CALCULATE: Debt Avalanche v. Debt Snowball MOVE: Types of Employment INTERACTIVE: Bummer! PLAY: The Bean Game INTERACTIVE: Invest with STAX! ANALYZE: Dollar Cost Averaging ANALYZE: Inequalities in Investing CREATE: Personalized Productive Gap Year Plan MOVE: Inflation Over Time MOVE: Credit Musical Chairs COMPARE: Which Repayment Option is Best? What percent of Americans with credit card debt have carried a balance for over 1 year? MOVE: Up and Down with Credit Scores What is the average credit card debt held by Gen Z? FINE PRINT: Schumer Box CALCULATE: Impact of Credit Score on Loans MOVE: Let's Make a Mutual Fund PROJECT: Credit Protections - You Be the Teacher What source of funding is used most often to start new businesses? RESEARCH: Professional Certifications When the Mean is Nice INTERACTIVE: Living Paycheck to Paycheck MOVE: What Determines Your Insurance Premium?

DESMOS ACTIVITIES

AMPLIFY: Investing and Exponential Change AMPLIFY: Graphs of Piecewise Functions AMPLIFY: Future Value of a Periodic Investment AMPLIFY: Piecewise Functions: FICA Tax Rates AMPLIFY: Linear Equations in Standard Form AMPLIFY: Chance Experiments AMPLIFY: Exploring Tax Rates by Income Level and Tax Type AMPLIFY: Exponential Growth in Circles AMPLIFY: Card Sort: Conditional Probability AMPLIFY: Card Sort: Independent and Dependent Events AMPLIFY: Growth of Savings vs Investments AMPLIFY: Writing and Graphing a System of Linear Equations AMPLIFY: The Impact of Investing Fees on Exponential Growth AMPLIFY: Writing Linear Equations and Checking AMPLIFY: Histograms and Box Plots of Housing Costs AMPLIFY: Graphing Systems of Equations with Savings Balances AMPLIFY: Card Sort: Linear Equations in Standard Form AMPLIFY: Exponential Regression in Investing AMPLIFY: Piecewise Functions: Calculating Effective Income Tax Rates AMPLIFY: Marbleslides: Exploring Exponentials AMPLIFY: Linear Equations from Checking Word Problems AMPLIFY: Card Sort: Four Views of a Function AMPLIFY: Comparing Funds Using Compound Annual Growth Rate AMPLIFY: Growth Factor and Investments AMPLIFY: Recursive Formulas: Paying Down Student Loans AMPLIFY: Card Sort: Sampling Methods AMPLIFY: Point Collector: Lines AMPLIFY: Piecewise Functions: Introducing Marginal and Effective Tax Rates AMPLIFY: Recursive Formulas: Paying Down an Auto Loan AMPLIFY: The (Awesome) Coordinate Plane Activity AMPLIFY: Cart Sort: Graphing Linear Inequalities and Income AMPLIFY: OLS Regression and College Costs AMPLIFY: Exponential vs Linear Patterns AMPLIFY: Card Sort: Matching Recursive Sequences AMPLIFY: Card Sort: Linear Systems AMPLIFY: Create a Histogram AMPLIFY: Real World Linear Inequalities AMPLIFY: Prize Wheel Puzzle AMPLIFY: Exploring State and Local Tax Rates AMPLIFY: College Sticker Price and ACT Scores AMPLIFY: Writing Equations in Standard Form AMPLIFY: Comparing the Cost of Different Student Loans AMPLIFY: Credit Dot Plots AMPLIFY: Polygraph: Guess the Distribution AMPLIFY: Complex Systems of Inequalities AMPLIFY: Systems of Two Linear Equations AMPLIFY: Linear Growth Patterns